I received a phone call from Upland California the other day and it went "Would adding a cosigner to my loan help me with my credit score?"
Well, the lowest middle range Fico score of all borrowers is the one that counts no matter what the cosigner score is. Cosigners wouldn't make up for low scores although they would help in regards to short incomes, they would help simply by adding more income to the table.
FYI- interest rates would also be based on the lowest middle range Fico score of all borrowers. If you need any help analyzing and improving your credit situation so you can become a home owner don't hesitate to call me for help, it's a free service to you!!