Qualification based on verified liquid assets only

Asset qualification for High Net Worth Borrowers who have significant verifiable assets and need a mortgage loan

Asset qualification for High Net Worth Borrowers who have significant verifiable assets

Loan features:

 

 

• No Tax returns required
• No employment required
• No income required
• No debt to income ratio calculated
• Assets can be cash in the bank, stocks, bonds, 401K, mutual funds or retirement accounts

• Asset levels in the verified accounts are expected to be consistent and sustained
• Full assets documentation require for funds to close, reserves and qualifying asset requirements

No ownership seasoning requirement for cash out refinance

Cash out from subject may be used towards reserves

Payment shock not calculated

**Terms subject to change without notice. Does not constitute an offer, nor a guarantee to lend.

Brokered products may have higher interest rates or different terms than conventional loan products. Additional terms and conditions may apply. Contact us for more details,

Borrower must have sufficient liquid assets available for down payment, closing costs and reserves. Funds must be sourced and seasoned for two (2) months and the most recent consecutive statements (all pages) or the most recent quarterly statements are required.

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