Find the best home loan that meets your needs by comparing the Purchase or Refinancing options

Get your loan with Mortgage Loans Delivered in Rancho Cucamonga

Purchase Money Loans:

  • Conventional Fixed Rate Loans:

    Provide clients with traditional 30, 20, 15, 10, year fixed rate loan and possibly save thousands on interest at the same time.Fixed rate mortgages gives you a low payment that doesn't change. Lock in a your low interest rate now and enjoy fixed monthly payments over the life span of your loan.

  • Adjustable Rate Mortgages (ARM):Offered at a special low interest rate for a limited time, an ARM can be an ideal loan for those who plan on remaining in their new home for less than seven years, or for those expecting an increase in their income down the road. Borrow up to $424,100 (or more, in high-cost areas; see loan limits), no penalty to refinance at a later date. An annual ARM where the interest rate is recalculated each year is also available.
  • FHA Loan Programs:

    Loan programs backed by government agencies that allow clients a lower down payment , loans up to  $424,100 (or more, in high-cost areas). An FHA loan makes qualifying for your new mortgage easier. Refi or buy, it's the most flexible loan and a great choice for first time homebuyers.

  • VA Loan Programs:

    A loan designed for Military Veterans to allow them and surviving spouses to obtain home financing for the entire amount of your their new home's value. Lower credit accepted from qualified buyers.

  • USDA (RURAL): With a USDA Rural Development Home Loan, qualified borrowers can purchase or refinance a designated U.S. Department of Agriculture rural property up to 100% loan-to-value with a 30 year fixed rate mortgage. These loans are not limited to first time home-buyers, and flexible credit guidelines apply.
  • Jumbo Loans                                                                                                                  Take advantage of today’s low rates for loans over conforming loan limits.
    Most counties within California have a 2017 conforming loan limit of $424,100, for a single-family home. Higher-priced areas, like those in the San Francisco Bay Area, have conventional limits of up to $636,150. Other counties fall somewhere in between these “floor” and “ceiling” amounts.
  • Alternative Financing:                                                                                            Alternative loans designed for borrowers with good credit and available liquidity who may not meet new, more restrictive requirements for a mortgage loan.

Refinance:

  • FHA Streamline:

    Allows people with FHA loans to refinance into a lower rate with less paperwork and simpler requirements. You may not even need an appraisal!

  • Zero Cost Refinance:

    Refinance to a lower payment without having to pay for closing cost.

  • Reverse Mortgage:

    Tap into your home equity and use equity as a form of retirement income. A great financial tool for homeowners 62 years and older -  If you own your property outright—or have considerable equity—and will occupy the home, and have financial resources for property-related expenses such as property taxes and insurance, you can receive monthly payments or a line of credit while retaining ownership of your home.

  • Cash out Refinance:

    Let your home work for you! Pull cash out from home equity.Pay off debt, do home improvements, make a large purchase or take a family vacation. Your home is the best investment and it can be a source of additional cash as well

Take advantage of low interest rates

 

Interest rates are still at historic lows which means that NOW is the time to take action. CALL NOW (909) 967-8000

**Terms subject to change without notice. Does not constitute an offer, nor a guarantee to lend.