If you originally bought your home under USDA Section 502 Direct or Guaranteed loan (for people with modest income purchasing homes in rural areas) look at lowering your rate with today's low rates.
No appraisal report is required expediting the process and saving money.
Must have timely payments for the previous 12 months and must be owner occupied. The income requirements are the same as when applying for a USDA loan the first time around and can’t exceed allowable limits.
**Terms subject to change without notice. Does not constitute an offer, nor a guarantee to lend.